Property Insurance Disputes

Property damage can have a devastating impact on homeowners, condominium associations, and businesses—especially when an insurance company delays, underpays, or denies a legitimate claim. At Kistemaker Business Law Group, we help clients navigate the complexities of property insurance policies and advocate for the full compensation they are entitled to.

Our firm represents policyholders throughout Volusia and Flagler counties, ensuring that insurance companies honor their contractual obligations and that property owners understand their rights after a loss. Whether you’re dealing with storm damage, water intrusion, structural issues, or a denied claim, our team is here to protect your interests.

Experienced globally. Serving locally.

Comprehensive Support for Property Damage Claims

Condominium Association Property Damage

Condo Owner Association Policies typically cover the structure of the building and common areas. Some areas such as the parking lots, stairs, and offices, are common to all condo owners. Even individual units are dependent on each other. When one owner suffers a loss, others can be affected.

Residential Property Damage

A residential property damage claim involves restoring or replacing your property, both the structure and your personal property inside to pre-loss conditions within the limits of insurance purchased.

Windstorm & Hurricane Claims

High winds can cause damage to your property. Windstorm claims can involve roof damages, fences blown down, and leaky windows. This type of damage can also bring hidden/underlying damages that aren’t visible upon the initial assessment of your property. Hurricane insurance is made up of a combination of a few different insurance coverages. There is no such thing as a stand-alone “hurricane insurance” policy. Instead, you can get coverage for damage from hurricanes by combining homeowners insurance, flood insurance, and/or windstorm coverage.

Water Damage Insurance Claims

Some of the most common water damage insurance claims can include hurricanes, storm surges, and broken/leaking pipes. Water damage claims are one of the most commonly filed insurance claims.

Protect Your Rights After a Property Loss

Kistemaker Business Law Group handles Property Damage Insurance Claims in the Florida counties of Volusia and Flagler. Please contact our office if your residential or commercial Insurance claim was denied or underpaid by the insurance company, or if the insurance company improperly applied limitations/exclusions (alleged pre-existing damage; water versus wind; or long-term neglect and others).

Proudly Serving Volusia & Flagler

  • Daytona Beach
  • Port Orange
  • Ormond Beach
  • Edgewater
  • Deltona
  • DeLand
  • New Smyrna Beach
  • Holly Hill
  • DeBary
  • Orange City
  • South Daytona
  • Ponce Inlet
  • Palm Coast
  • Flagler Beach
  • Bunnell
  • Daytona Beach Shores

Talk with an attorney about your matter

Schedule a consultation with Kistemaker Business Law Group to review your situation and your options.

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Strong Representation

“Erum Kistemaker has been so helpful in resolving our condominium issues. We are extremely happy with the insightfulness and strong representation that she brings.”

Attention to Detail

“The entire team at Kistemaker Business Law Group are amazing. I was really impressed with their attention to detail, their knowledge of case law, and their level of organization.”

Indispensable Services

“On behalf of our HOA, Kistemaker Law has performed beyond all expectations. In guiding our board and community through difficulties, Kistemaker has been indispensable.”

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Frequently Asked Questions

What types of legal issues does Kistemaker Business Law Group handle?

We offer legal guidance and representation in business law & litigation, real estate law, condo & HOA law, construction law, corporate & LLC law, landlord-tenant issues, and property insurance claims.

What areas in Volusia and Flagler Counties do you serve?

We provide specialized legal counsel to clients across the entire Halifax area and beyond. While our office is in Ormond Beach, we frequently represent clients in:

  • Volusia County: Daytona Beach, Daytona Beach Shores, Port Orange, Deland, Deltona, and New Smyrna Beach.

  • Flagler County: Palm Coast and Flagler Beach.

Do you work with both businesses and individual property owners?

Yes — we serve businesses, associations, property owners, landlords, tenants, and developers throughout Volusia & Flagler Counties.

How can Kistemaker Business Law Group help my business with formation and compliance?

Our attorneys assist with entity formation (LLCs/corporations), compliance, contracts, governance, and ongoing legal counsel to help businesses start, grow, and operate confidently in Florida.

Can you help with landlord-tenant disputes?

Absolutely — we provide legal support for both commercial and residential landlord-tenant matters, including lease enforcement, dispute resolution, and eviction proceedings.

What experience does the firm’s leadership bring?

Managing attorney Erum Kistemaker has over 25 years of experience in business, property, construction, and condo/HOA law and holds prestigious recognitions including Super Lawyer status and AV Preeminent® rating.

What sets Kistemaker Business Law Group apart from other law firms?

We combine practical, client-focused legal strategy with deep experience in business and property law — offering tailored solutions and clear communication throughout the legal process.

Are there services available for property insurance disputes?

We provide legal representation for policyholders navigating coverage questions, claims disputes, denied benefits, and post-loss issues.

How do I schedule a consultation with your law firm?

You can contact the firm via phone or the online form on the Contact page to request a consultation, where we’ll discuss your legal needs and next steps.